JOIN TODAY!!!

If you are not a member of the Harrison Teachers Federal Credit Union, JOIN TODAY!!!
Membership in the Harrison Teachers Federal Credit Union is open to all Harrison Central School District employees and members of their immediate families (spouse, children, grandchildren).

How to become a member of HTFCU:
  • Forms are available in the main offices of each school. (In the high school, forms are in the Guidance Office.) Forms are also available at Central Administration in the Special Education Office.
  • Fill out a new membership form and a payroll withholding form to authorize payroll deductions for savings.  PAYROLL DEDUCTIONS CAN BE AS LOW AS $10.OO A PAYCHECK.
  • Send the enrollment form, copy of 2 forms of picture ID (license, school ID, etc.) and the payroll withholding form plus a check for at least $25.00 as your first deposit via interschool mail  HTFCU - Attn: Lori Prestwood,  Or you can mail to HTFCU at P.O. Box 789, Harrison, NY 10528. 
  • Call (914) 777-2935 for membership information or see your building representative.
  • NOTE: First year employees are restricted to a loan of $5,000, 

Why choose HTFCU for financing:
  • Share secured loans at 6.5% (passbook loans) are available.
  • Unsecured loans up to $10,000 may not require a co-signer.
  • Total indebtedness (loans and loans for which you have co-signed) cannot exceed $50,000.
  • Our loan process is very convenient and loan payments are made through payroll deductions or with payment books for those members who are not presently employed by HCSD.
  • An applicant's credit worthiness is determined by Experian.
  • Loan rates are set based on credit worthiness and type of loan.

Why choose HTFCU for savings:
  • Save cash for summer, pay off high interest rate credit cards, vacations, etc.
  • Savings are NCUA (Federal Regulatory Agency) guaranteed up to $250,000.
  • HTFCU is owned by shareholders for shareholders.
  • You may deposit up to $4,000 per month.
    PLAN AHEAD AT LEAST ONE WEEK FOR WITHDRAWALS

Loan Routing:
 Senior Loan Officer: Pat Pelliccio    
Phone Number: 914-777-2935
  1. Obtain a loan application from the HTFCU box in your building's main office or at HTFCU office. Fill out form completely. (Please note: All borrowers must have completed a sixty (60) day period as a HTFCU member).
  2. Attach two pay statements for each borrower and co-signer and any supplemental income documentation for the applicant and co-signer.
  3. Send the application to: HTFCU Office - Attn: Pat Pelliccio, Senior Loan Officer
  4. After loan approval, the promissory note and ancillary papers will be returned to you for signature. After your correct completion of the paperwork, a check will be sent to you.

How to forward transactions to HTFCU:
US MAIL
Harrison Teachers FCU
P.O. Box 789
Harrison, NY 10528

OR EMAIL MEMBERSONLYHTFCU@GMAIL.COM for instructions