JOIN TODAY!!!

If you are not a member of the Harrison Teachers Federal Credit Union, JOIN TODAY!!!
Membership in the Harrison Teachers Federal Credit Union is open to all Harrison Central School District employees and members of their immediate families (spouse, children, grandchildren).

How to become a member of HTFCU:
  • Forms are available in the main offices of each school. (In the high school, forms are in the Guidance Office.) Forms are also available at Central Administration in the Special Education Office.
  • Fill out a new membership form and a payroll withholding form to authorize payroll deductions for savings.
  • Send the enrollment form and the withholding form plus a check for $25.00 as your first deposit to: HTFCU, P.O. Box 789, Harrison, NY 10528. (or for prompt service, you may use Inter-Office Mail on Mondays at your school location).
  • Call (914) 777-2935 for membership information or see your building representative.
  • NOTE: First year employees are restricted to a loan of $5,000, and all borrowers must be HTFCU members for sixty (60) days.

Why choose HTFCU for financing:
  • Share secured loans at 6% (passbook loans) are available.
  • Unsecured loans up to $10,000 may not require a co-signer.
  • Total indebtedness (loans and loans for which you have co-signed) cannot exceed $50,000.
  • Personal and Automobile loans may be granted for a period not to exceed five (5)  years and up to a maximum amount of $30,000 for the purchase of a vehicle.
  • Our loan process is very convenient and loan payments are made through payroll deductions or with payment books for those members who are not presently employed by HCSD.
  • Education loans will be written for members, their spouses and their dependents. Payment is sent directly to the educational institution. (Tuition bills are required to be eligible for this type of loan).
  • An applicant's credit worthiness is determined by Experian.
  • Loan rates are set based on credit worthiness and type of loan.

Why choose HTFCU for savings:
  • Save cash for summer and earn HTFCU dividends on your money rather than collect one large check in June with no interest earned.
  • Dividends paid by HTFCU on deposits are better than bank money market and checking accounts.
  • Savings are NCUA (Federal Regulatory Agency) guaranteed up to $250,000.
  • HTFCU is owned by shareholders for shareholders. Profits go toward higher dividends for savings.
  • You may deposit up to $4,000 per month.

PLAN AHEAD AT LEAST ONE WEEK FOR WITHDRAWALS

Loan Routing:
Senior Loan Officer: Pat Pelliccio
Phone Number: 914-777-2935
  1. Obtain a loan application from the HTFCU box in your building's main office or at HTFCU office. Fill out form completely. (Please note: All borrowers must have completed a sixty (60) day period as a HTFCU member).
  2. Attach two pay statements for each borrower and co-signer and any supplemental income documentation for the applicant and co-signer.
  3. Send the application to: HTF Credit Union Office - Attn: Pat Pelliccio, Senior Loan Office
  4. After loan approval, the promissory note and ancillary papers will be returned to you for signature. After your correct completion of the paperwork, a check will be sent to you.

How to forward transactions to HTFCU:
US MAIL
Harrison Teachers FCU
P.O. Box 789
Harrison, NY 10528

INTER-OFFICE MAIL
Address Envelope to:
Harrison Teachers Federal Credit Union
For prompt service, place in Inter-Office mail on Mondays at your school location.
Return will be on Thursdays in your mailbox.